Legal, copyright and trademark information
 
Use of this Web site is governed by the following terms and conditions which are subject to change without notice to you. Please read them carefully before using this site.
 
Limited license and use
London Reinsurance Group Inc. ("LRG") grants you a limited license to display the contents of this site on your computer and print, download and use the materials on this site solely for non-commercial, personal or educational purposes, provided that the contents of the site are not modified in any way and that all copyright and other notices are maintained.
 
This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You should not rely on information on this site without seeking the advice of a professional. Nothing on this site constitutes an offer to buy or sell products or services of LRG or its affiliated companies. All products and services are subject to the terms and conditions of any applicable contracts. LRG products and services are available only in jurisdictions where they may be lawfully offered for sale.
 
Privacy and Confidentiality
LRG is committed to respecting the privacy and confidentiality of information in accordance with its privacy guidelines, and applicable law. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, LRG shall not be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security
 
E-mail security
The security of e-mail communication cannot be guaranteed at this time. Any person wishing to communicate or send information of a private or confidential nature to LRG is encouraged to do so by other means.
 
Copyright
This site has been developed by and is the property of LRG. All information and materials contained on this site are protected by copyright, trademark and other intellectual property laws of Canada and other countries. Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of LRG. Any infringement of the rights of LRG may result in appropriate legal action.
 
Trademarks
LRG owns or has obtained the right to use by license or otherwise the trade-marks used on or in connection with the goods and services that it provides. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved The display of trade-marks on this site shall not in any way be construed as an implied license to use such trade-marks.
 
The London Reinsurance Group and the LRG design and marks displayed on this site followed by the TM symbol at first time of use are registered or unregistered trade-marks of LRG. Other marks displayed on this site are used with permission or under license.
 
Jurisdiction
If you choose to access this site from outside of Canada, you do so on your own initiative and are responsible for compliance with applicable local, national and international laws. This site is administered by LRG from its offices in Canada. This site will be governed by and construed in accordance with laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. All disputes, controversies or claims arising out of or in connection with this site shall be submitted to and be subject to the jurisdiction of the Courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the Courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out or in connection with the site.
 
General Disclaimer

• The content of this site is provided for informational and educational purposes only and is subject to modification without notice to you. While information posted on this site is believed to be reliable and accurate at the time of posting, LRG does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified or error-free.
• LRG makes no express or implied representations or warranties regarding the usability or condition of this site, that this site will operate uninterrupted or error-free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure.
• LRG expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade.
• You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site. Without limiting the generality of the foregoing, you acknowledge and agree that none of LRG or any of its directors, officers, employees or agents shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of LRG or for any direct, indirect, special or consequential damages, even if LRG has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.
• This site may contain links to other sites which sites are not maintained or controlled in any way by LRG. Such links are provided for convenience only and are not to be construed as an endorsement by LRG of the products, services, advice or opinions or any other content of such sites.

More Information
For more information concerning the terms and conditions of use of this site or to request the authorization to reproduce or distribute the content of this site or any part thereof, please contact:
 
London Reinsurance Group Inc.
255 Dufferin Avenue
London, Ontario
N6A 4K1
Attn: Communications
or send us an e-mail to Corporate Information